The last three years have been tough for everyone, but the cost-of-living crisis has hit the over-50s the hardest, according to new research from the University of Edinburgh. I’m 53, and I’ve noticed that my money is buying less even though I’ve cut outgoings down to the essentials. I live with my partner, John, 62, and recently we’ve had to use our savings to pay for building work on our home. I need to try harder to save money, especially as I’m self-employed, so over the course of a week I’ve scrutinised every
