It had been a tough financial year and it was about to get tougher. My daughter Jess was soon to start high school and she needed a new uniform.
When I saw the cost, I nearly passed out.
‘The uniforms are expensive, aren’t they?’ I said to our neighbour Liz, as Jess swam with Liz’s daughter Hayley in their in-ground pool.
‘It’s not much in the long-term, though, is it?’ she