READER QUESTION
Q Is it a better idea to give a gift card, rather than cash, as a present?
Gift cards and vouchers can seem like a great idea but there are some drawbacks. Firstly, they often have expiry dates, and some charge inactivity fees if they haven’t been used for a period of time. Another issue is that they could become worthless if the company goes bust. So, although it might not seem as festive, cash may be