The Best Cash-Back Credit Cards
Looking for a great cash-back credit card? You’re hardly alone. In a survey from personal-finance site WalletHub, 79% of people said they are most interested in earning cash-back credit card rewards, a significantly higher percentage than those who prefer rewards points or miles.
To help you in your search, we have compiled a list of great cards that provide cash back on every purchase (or reward you with points that you can easily trade for cash at a strong value).
For each card, we’ve calculated a typical annual rebate based on spending patterns in the U.S. Bureau of Labor Statistics Consumer Expenditure Survey and assuming $25,000 spent on the card annually (unless otherwise noted). For cards that do not waive their annual fee the first year, we’ve subtracted the annual fee from the cash value of the annual rebate.
Best Cards for Flat-Rate Cash Back
These cards provide simple and strong cash-back rewards on all spending.
Wells Fargo Active Cash Visa
- Website: www.wellsfargo.com
- Interest rate: 0% for 15 months, then 17.24% to 27.24%
- Annual fee: None
- Sign-up bonus: $200 back if you spend $1,000 in the first three months
- Typical annual rebate: $500
This card provides 2% cash back on all purchases, making it a great card to slip into your wallet if you
