SMART MONEY MOVES

There’s no argument that your horse life is an investment. With vet and farrier bills, feed, transportation cost, vehicle insurance, training bills, and trail and events fees, owning, caring for, and riding horses can get expensive quickly. The spread of urban and suburban growth into rural areas further limits opportunities to economically sustain your horse life, not to mention inflation and the generally increasing cost of living. While you can’t safeguard yourself from all expenses, there are some ways you can take more control of your finances and protect yourself from loss. Plus, getting your financial house in order means you can spend less time worrying and working and more time enjoying your horse.

We’ve outlined three different types of riders, differentiating by level of commitment and investment, and made suggestions of smart money moves you can make to support your horse life.

THE RIDER Hobbyist

You’re a recreational rider. You mostly trail ride or enjoy putting around with your family and friends at home, your boarding facility, or a nearby arena. You may