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TO CASH IN

We all have dreams of making changes in life – improvements to our health, careers, and happiness. According to financial adviser and author Helen Baker, we should also make improving our finances a priority.

“Given the pandemic shake-up we’ve all endured, I suggest financial health should be top priority in 2022,” she says. But how do we do that? Try Helen’s easy tips to do money differently and make a positive change.

REVISIT EVERYDAY FINANCES

A budget (I prefer the

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