Kiplinger

What to Do When a Family Member Needs a Guardian

A woman smiles while sitting next to her father.

Gerald Teaster spent five years as his mother's legal guardian trying to balance her need for independence with his responsibility to protect her. There was the time that she tried to rent out a mobile home she owned to a stranger, and Teaster had to step in and tell the tenant that his mother couldn't legally agree to the contract. Then there was her insistence to only use cash so Teaster, a retired attorney, gave her $500 a month to spend. And there was the fight over where she would live. Teaster's mother didn't want to leave her home in Marion, Va., though eventually a fall and hospital stay forced the issue and she agreed to move into a nursing home.

Still, Teaster tried to take his mother's wishes into account until she passed away in 2017 at the age of 87. As guardian, "you may have the

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