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YOUR MONEY: SAVE FOR HOLIDAYS NOW, SKIP REGRET LATER

Factoring holiday expenses into your budget all year long is effective for avoiding debt, but it’s not always feasible with a limited budget or unforeseen expenses.

When that’s the case, lacking a strategy for holiday spending can leave you vulnerable to debt and overspending that delays financial goals. But it’s not too late to come up with a last-minute plan to save money for the holidays.

The small end-of-the-year window can offer some time to make money moves that help prevent a holiday debt

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