TOP 50 DEALS
There are plenty of great deals around, but it’s important to do your homework and run the numbers to access the very best new-car offers
CHRIS ROSAMOND Consumer and features editor
“HOW much will this cost?” may be an inelegant question, but it’s one of the more common queries people have when it comes to a number of decisions in life. It could apply to a holiday, a house, a meal out or a new car, but it’s arguably a key determining factor that forms the basis of a large part of our lives.
Here, we’ve put together a rundown of the top 50 cars from our Driver Power new-car survey (Issue 1,688), where we attempt to answer this question. We’ve taken our prices from makers’ finance configurators and the offers that often appear on these, setting typical deposits and calculating any discounts or appealing interest rates that are on offer, to give you an idea of what you will need to pay if you want one of these cars.
We should highlight that these deals are for illustrative purposes only. Car makers vary their offers with each financial quarter, with deals sometimes changing a number of days or weeks after a new quarter has begun. But the numbers we’ve crunched here should give you a reasonable idea of what you’ll need to find for a deposit, and how much you’ll be shelling out each month, should you want one of these cars.
“The numbers we’ve crunched here should give you an idea of what you’ll need to find for a deposit”
We’ve used personal contract purchase (PCP) deals here, because these are the most popular financial packages available when new-car shopping. PCPs see you place a deposit on a new car and this, together with the monthly repayments, pay off the car’s depreciation over the course of the deal. At the end of the agreed period, you can hand the car back, buy it outright by making the final balloon payment, or roll any ‘equity’ you’ve built up over the course of the deal into the deposit for a new car, although this equity is really any difference that may exist between what you’ve paid back, and how much the car has actually depreciated.
It’s worth flagging that with the global shortage of semiconductor computer chips, it might be harder than normal to find the car you want, or you might have to compromise in terms of what kit it does or doesn’t have. But that’s not to say cars aren’t available: 123,296 new ones were registered in July, after all.
50. Peugeot3008
THIS deal from Peugeot puts you behind the wheel of a high-spec 3008 GT finished in Vertigo Blue, and complete with full LED headlights, all-round parking sensors, lane-departure warning, plus a number of gloss-black exterior trim details.
Go for this 6,000-mile per annum deal and Peugeot will help with a £3,050 deposit contribution, which offsets much of the reasonable 4.9 per cent interest rate and puts this slick and practical SUV on your drive for a little over £309 a month.
Model: 3008
1.5 BlueHDi 130 GT
PER MONTH: £309
List price: £34,330
Deposit: £6,278
APR: 4.9%
Deposit contribution: £3,050
Number of payments: 48
Final payment: £12,901
TOTAL PAID BY CUSTOMER: £33,702
49. BMW5Series
A LOW interest rate, a generous £5,000 helping hand from BMW and strong residual values mean that you can get behind the wheel of a 5 Series for £6,500 down and £409 a month on an annual 10,000-mile PCP deal.
The 181bhp 2.0-litre 520i, with its 7.6-second 0-60mph time, should offer enough performance for most. M Sport trim has become a default for BMWs over the years and here includes heated,
