Meet your biggest asset

If you’re looking for a low-risk, reliable investment that will deliver high, predictable returns throughout your lifetime, you’re in luck. The solution lies entirely with you.

Helen Baker is a financial adviser and founder of On Your Own Two Feet, which encourages women to be financially independent. “Your ability to work, is definitely your biggest asset,” she says. Think of it this way. Average full-time weekly earnings are about $1711.60. That’s around $89,000 annually. You’d need to invest close to $2 million in shares, or a whopping $17 million in a savings account, to earn the same annual return. Yet you have the potential to pocket this money, and more, just from your own effort.

It makes your income-earning capacity a strong foundation for building wealth. Even better, it’s something we all have