WHO YOU GONNA CALL

As state borders reopen and travellers begin to feel confident making the annual pilgrimage north for the winter, it's essential to consider the big ‘what-if’ questions — what if you break down in a remote location? What if you have an accident? What if you need a spare part and you are hundreds of kilometres from the nearest major town?

Here we outline the ins and outs of various roadside assistance packages offered to RV owners, the benefits of extending your cover with caravan insurance and the pitfalls you need to keep an eye out for when selecting your type and level of cover.

WHAT TO LOOK OUT FOR

The main pitfalls when choosing your policy or level of roadside assistance include daily entitlements for hire cars and emergency accommodation, restrictions on caravan weights and sizes, breakdown towing distance limits, the differences in towing limits for country areas as opposed to areas classed as remote (most organisations have maps of limits on their website), and whether using a non-motoring association repairer or contractor may void certain entitlements.

ROADSIDE ASSISTANCE PACKAGES

Major motoring groups NRMA, RACV and RACQ are members of the Australian Automobile Association (AAA) and have affiliations with motoring organisations across Australia and overseas. Memberships entitle you to national roadside assistance coverage as they have reciprocal arrangements with all other state and territory motoring