Kiplinger

Waiting to File for Social Security Benefits Is Hard, but Payoff Is Sweet

Imagine if, when you were a kid, your mom baked your favorite pie and made you an offer:

She could slice a piece for you right then, pop it on your plate and let you eat it. But if you waited until after dinner, your slice would be bigger. And if you could hold off until bedtime, the piece would be even bigger. Not just that day, but for the rest of your life. Every time you had pie for dessert, the size of your slice would be based on the decision you made that day.

I guess we would all like to think we’d

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