Kiplinger

How Much Insurance Should You Get? A Lawyer’s Advice

Thomas, a reader in Chicago, wrote: “Liberty Mutual Insurance television commercials, which state ‘Only Pay for What You Need,’ appear to suggest that other insurance companies will sell you coverages you don’t need. I’ll bet a lot of people wonder what they mean.”

This column has received similar comments, and to find out what ‘Only pay for what you

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