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  • Kiplinger

    Shrink Your RMDs in 2021 and Beyond

    Aug 06, 2020 2 minutes

    People who don’t need income from their IRA, SEP and/or 401(k) are benefiting from this year’s waiver of required minimum distributions (RMDs). They’re reducing income taxes and preserving their plan assets.

    But RMDs will return in 2021. Since retirees will be a year older than when they last took their RMDs, they’ll have to take out a slightly higher percentage from their

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