Your 401(k)s and IRAs Have a Dark Side
Two people can look at a Rorschach ink blot and one will see a refined, beautiful woman and another will see an old spinster.
The same can be said of your retirement savings. You can also look at a retirement account and see all the good points or look at it from a different perspective and see all the shortcomings.
It's easy to find information on the advantages of a pretax retirement account, like a traditional IRA or a 401(k), including the tax savings, the tax-deferred growth, and providing a source of retirement income.
What you don't hear about as often are the disadvantages of such accounts. Knowing
