Kiplinger

Reshop Your Car Insurance

Average auto insurance costs can vary widely depending on who's calculating them, but a 2019 Insure.com study of rates from major car insurance com足panies in every state found that the average policy in the U.S. is $146 a month, or $1,758 per year. However, factors such age, gender, marital status, driving record, credit score and the vehicle you drive can greatly affect policy prices.

The upshot? You can take a number of steps to drive down your premiums. The best way is to comparison shop. Online brokerages such as CarInsurance.com, TheZebra.com and let you plug in basic details--such as your age and your car's make, model and year--to compare rates from insurance companies. lets you compare quotes from four other insurers.

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