MONEY MOVES
WHY DO YOU NEED RAINY-DAY MONEY?
A rainy-day fund and insurance complement one another in a way. The amount you need in your rainy-day fund depends to some extent on how much insurance you have – and vice versa. You’re covered one way or the other. Some people even call their rainy-day fund ‘self-insurance’.
Emergency money should be kept slightly out of reach, so you don’t dip into it when you feel you’ve been too stressed lately and need a weekend away. Do that a
