Changes Are Coming to Your Credit Score

FICO, the credit-scoring giant, is adjusting how it calculates its three-digit key to your creditworthiness. Consumers who have rising levels of credit card and other debt could see their FICO scores take a hit. But if you already have an above-average score, it may get even healthier.

With its new FICO 10 T score, FICO incorporates "trended data," reviewing a consumer's account