It’s in your hands
If you have your retirement savings with a superannuation fund, to what extent should you tinker with the investments?
Most funds allow you to choose your investments from a line-up of options. What’s more, you are free to switch at any time. Funds recognise that some members want full or partial control of their investments and if they don’t offer a selection of investment choices, members could take their money and set up a self-managed super fund (SMSF).
The question of whether to actively have a go at investing is a dilemma for some super fund members, especially if they know about investing or want to further their skills by using their own nest egg.
Most funds offer not only
