One Retirement Risk You May Have Overlooked

There's a serious retirement risk out there that you might not have heard of, and it could have the power to determine the kind of retirement you will have. Have you thought about how sequence of returns affects your retirement?

The sequence of returns, or the order of the returns in your portfolio, does not matter until you start taking withdrawals out of an account. During your accumulation years while you're working, you are not subject to this risk because you are not withdrawing money. But when you retire (during your distribution phase)