Kiplinger

Market Timing: The Importance of Doing Nothing

The headlines scream at us relentlessly from our computers and phones, seemingly begging us to engage in market timing. "This market looks just like 1998," says one. "JP Morgan's market guru says his 'once in a decade' trade is upon us," blares another.

The advice grows more strident when the market turns volatile.

It's remarkably difficult to pick a good mix of stock and bond funds - then avoid making big changes to it. But you should. In fact, on top of my to-do

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