Learn from My Best and Worst Financial Decisions

You can probably picture it: Sitting at the kitchen table or in the home office alone or with a partner or child to do the often-dreaded financial review: Going through your all of your bills and accounts and seeing where you stand.

Sometimes these financial regroups are a relief -- thinking, finally, that debt is gone, or our investments are paying off. Other times, however, these sit-downs cause stress and regret around spending or other financial choices.

We've all been there. Although these sit-downs are sometimes painful, they are essential -- especially considering the price of not doing them.