ACA Open Enrollment: Shop Health Insurance Exchanges for a Better Deal
As the Affordable Care Act marketplaces open their doors for this fall's open enrollment, these individual health insurance exchanges are looking healthier than in years past. And no group stands to benefit more than early retirees.
Just ask Dan Wickenhauser. The Brighton, Ill., retiree has been on an ACA plan since the start of last year, and he hasn't paid a penny in premiums. He draws his spending money from a taxable account, keeping his income low enough to qualify for premium tax credits as well as cost-sharing reductions that lower his deductibles and co-payments.
That low-cost coverage turned out to be crucial. Wickenhauser's wife, who passed away earlier this year, suffered from cancer. When they exceeded their plan's
