Kiplinger

How You Can 'TAP' into Home Equity to Help Keep Your Retirement Stable

Retirees face plenty of financial challenges these days, from volatile markets that can upend their security to low interest yields that in some cases don't even allow them to keep up with inflation.

But with all the issues that confront them, perhaps the most significant financial burden is this one: taxes. After all, many retirees -- and people approaching retirement -- have stashed much of their savings in traditional IRAs or 401(k)s, which are tax-deferred methods for accumulating wealth. Also, taxpayers may elect to use other tax-deferred accounts in order to avoid interest, dividends and capital gains from spilling onto their

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