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10 Great Places to Retire If You Hate the Cold

Are you hoping to retire your snow gear when you exit the workforce? We don't blame you. Harsh winters can be particularly difficult as you age. Older adults lose body heat faster than when they were younger, and their health can suffer before they even realize quite how cold they are, according to the National Institute on Aging.

If you're ready to say goodbye to cold winters for your own retirement, we suggest you consider the following hotspots. We highlighted one great retirement destination in each state, taking into account living costs, safety, median incomes and poverty rates for retirement-age residents, as well as residents' sense of well-being and the availability of recreational and health care facilities. Then, to shovel out the more wintry locations among those picks, we nixed places where the average temperature in January falls to the freezing point of 32 degrees Fahrenheit or below, according to the Weather Channel. See if any of the following 10 toasty retirement destinations feel just right for you.

Augusta, Ga.

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City population: 196,899

Share of population 65+: 12.8%

Cost of living for retirees: 9.5% below the national average

Average income for population 65+: $44,141

State's tax rating for retirees: Most Tax Friendly

Average low temperature in January: 33 degrees Fahrenheit

Average high temperature in July: 94 degrees Fahrenheit

With its low living costs and generous tax breaks for seniors, Georgia ranks third among our , behind only Hawaii and (surprisingly) South Dakota. And Augusta is ripening into

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