Kiplinger

20 Great Places to Retire Near the Mountains

Retirement may afford you the perfect time to gain some perspective in life--and what better place to do it than in the mountains? On top of the scenic views, higher altitudes also give you cooler weather and less humidity. And America's mountain majesties can be found in many locations all over the country.

We highlighted one great retirement destination in each state, taking into account living costs, safety, median incomes and poverty rates for retirement-age residents, as well as residents' sense of well-being and the availability of recreational and health care facilities. Of our 50 picks, these 20 retirement spots across the U.S. offer the added benefit of nearby peaks and valleys to explore.

Huntsville, Ala.

Courtesy Huntsville/Madison County Convention & Visitors Bureau

City population: 190,501

Share of population 65+: 15.2% (U.S.: 14.9%)

Cost of living for retirees: 6.1% below the national average

Average income for population 65+: $51,853 (U.S.: $56,453)

Community score: 63.3 (U.S.: 61.9)

State's tax rating for retirees: Tax Friendly

As one of the 10 Cheapest States Where You'll Want to Retire, the Heart of Dixie boasts many great spots for affordable living. And Huntsville, in northern Alabama, is one of the best. It offers all the low-cost, low-tax advantages as the rest of the state, but adds more generous incomes among retirement-age residents. The average household income for 65+ households in Alabama is $46,318, according the Census Bureau.

Home to NASA's Marshall Space Flight Center, the Redstone Arsenal and the Huntsville campus of the University of Alabama, the city offers a robust economy and a highly educated population. There are plenty of cultural attractions, from a sculpture trail to a symphony orchestra. Opportunities for outdoor recreation abound, as well: Hiking and biking paths around and throughout the city include the advanced slopes of Monte Sano Mountain (meaning "Mountain of Health" in Spanish), which has an elevation of 1,621 feet. Or you can enjoy more leisurely paths of the Huntsville Greenway system. And Alabama at-large offers many of Florida's popular retirement attractions--warm weather, nice beaches and plenty of golf--all at a typically lower price.

Anchorage, Alaska

Getty Images

City population: 298,225

Share of population 65+: 9.4%

Cost of living for retirees: 26.8% above the national average

Average income for population 65+: $70,291

Community score: 62.1

State's tax rating for retirees: Most Tax Friendly

Older folks don't seem too interested in facing the Last Frontier in retirement. Only 10.1% of the entire state's population is age 65 and up compared with 14.9% of the whole U.S. But if you crave adventure--and don't mind long winters

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