Kiplinger

3 Ways to Hedge Against the Unexpected This Annual Enrollment Season

It's almost that time of the year again -- annual enrollment (or open enrollment) season. If you're like most American workers, you probably aren't going to give it much thought until the last minute. And when you finally do make your selections, you'll likely zero in on health insurance and simply "check off last year's boxes" when it comes to all your other workplace benefits options.

While checking off last year's boxes might save you time (and a headache), it could cost you in the long term by making you or your loved ones financially vulnerable if the unexpected happens.

Here are three ways you can protect your paycheck, your savings and your loved ones this annual enrollment season.

1. Insure your income.

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