Kiplinger

Millennials Want to Retire Too. Here's How.

Millennials, such as myself, seem to be known the world over for our poor choices, efforts to alter certain cultural norms, or collusion to shutter industries single-handedly. Another bad reputation we receive involves our seemingly perpetual problems for establishing good financial habits. I'll be the first to admit $5 lattes and avocado toast did a number on our generation from a marketing point of view.

Nevertheless, with respect to our financial woes, we seem to struggle with things as common as living within our means, saving money or setting aside enough to fund our retirement fully. Stated succinctly, it would appear we make a lot of mistakes with money.

This begs the question of why that might be. What drives this perception? Further, what can we do to flip the script and salvage our financial futures? Allow me to share my perspective as a millennial.

Millennials v. History

Much like my peers, delaying gratification and saving consistently to reach some

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