What Being an "Authorized User" Does to Your Credit Score
[QUESTION]Years ago, my parents made me an authorized user on one of their credit cards. I have my own cards now, and they are removing me from their account. Will this affect my credit score?
[ANSWER]It can, but maybe not much if you're smartly managing your own. If your parents' card has a high balance relative to its limit or a record of late payments, then being removed as an authorized user could even give your credit score a lift.
