Kiplinger

The 4 Legal Documents Your College-Age Child Really Needs

Your college-age child may still be your baby, but once he or she turns 18, the law says they're an adult. That means they get to make their own decisions and suffer the consequences of their mistakes. It also means you're not automatically contacted by the hospital or the credit card company if they run into trouble, and you no longer have the right to make legal and medical decisions on their behalf.

Your child's college or university might provide you with a Family Educational Rights and Privacy Act (FERPA) waiver. While helpful, a FERPA waiver only gives you access to, and the

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