Kiplinger

Richmond, Va.: A Smart Place to Retire

Population: 228,783

Cost of living: 95

Median home price: $258,000

College perk: Retirees can join Virginia Commonwealth University's Commonwealth Society for short courses, lecture series and travel opportunities.

Richmond is historic and southern, but it's anything but sleepy. Around town, you'll find a mix of magnolias and colorful murals, preppies in pastels and bohos with turquoise hair and tattoos. "One day, Richmond woke up and it was hip!" says

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