According to the 2019 Direct Banking Satisfaction Study by J.D. Power, direct (or branchless) banks continue to beat traditional banks in overall customer satisfaction.

Our picks have low fees, solid savings accounts and slick digital tools that make online-only banking easy. Take a look.

BEST: Ally Bank

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Why it won: Customers earn interest on their accounts without maintaining a particular balance or paying monthly fees.

Standout accounts: is fee-free and pays 0.1% on sums below $15,000, or 0.6% on balances of $15,000 or more. pays a flat 2.2% on everything.