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    Social Security Spousal Benefits FAQs

    by Ken Moraif, CFP®, CEO and Senior Adviser, Retirement Planners of America May 06, 2019 3 minutes

    Social Security is incredibly complicated, and it gets even more complex when there are two of you. How and when each of you takes benefits can affect your income as a couple by hundreds of dollars a month, yet, according to Employee Benefit Research Institute's 2018 Retirement Confidence Survey, only 23% of workers actually try to maximize their benefits by planning when to claim Social Security.

    If you're among the 77% who haven't planned ahead, I want to inspire you to take action. Because the

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