Kiplinger

What's the IRA Mistake Almost All Retirees Make?

Good financial advisers and smart investing DIYers have something in common when it comes to building a portfolio.

They both put a high priority on risk tolerance and how it applies to asset allocation.

After all, a diversified blend of stocks, bonds and cash is the well-established path to reaching your retirement goals. It helps you grow and protect your nest egg and retire with the money you need ... right?

Well, yes. But if that's your only focus, you're likely neglecting another crucial piece of long-term

You’re reading a preview, subscribe to read more.

More from Kiplinger

Kiplinger3 min read
Social Security Is Pushing You to Work Longer – Can You Still Afford to Retire Early?
Are you thinking of retiring soon?  Perhaps earlier than you had planned years ago?  A potential hurdle could be the incentives set up by the Social Security Administration – they calculate your benefits to reward you for staying in the workforce.  
Kiplinger5 min read
4 Steps for Managing Income Withdrawals in Retirement
If you’re like most Americans nearing retirement, you’re worried about whether you have enough savings. In fact, only 22% of those approaching retirement believe they’ve saved enough to retire comfortably. At a time when the stock market is down, inf
Kiplinger3 min read
I’ve Inherited a Lot of Money. Now What?
It’s no surprise that many people who inherit millions of dollars are uncertain about what to do with their newfound wealth. The possibilities of becoming a multimillionaire overnight can be overwhelming, especially during a period when most are grie

Related Books & Audiobooks