How to Survive the 'Retirement Red Zone'

It's no surprise the term "Retirement Red Zone," coined by Prudential a few years ago, caught on so well with financial professionals and the public. Americans love sports. And we love metaphors. This one perfectly describes those critical years just before and after retirement, when savings are the most at risk.

In football, the red zone refers to the 20 yards closest to the end zone. It's where a team's strengths and weaknesses are often the most obvious -- and where strategy is everything.

The red zone is where teams