The 5 Best Stock Funds for Retirement Savers in 2019

I have nothing against index funds. In fact, I own them for virtually all my clients, as well as for myself. But I strongly disagree with investors who argue that index funds are the only sensible way to invest.

Yes, roughly two-thirds of actively managed stock funds underperform their benchmarks. But with a little work and a lot of patience, I think you can tilt the odds in your favor. Owning a mix of first-class index funds and actively managed funds makes the most sense to me.

How can you pick good, actively managed stock funds for 2019?

Start with low costs. Cheaper funds actually tend to beat their competitors even before expenses.

Buy funds the managers own. If the manager(s) of a fund won't invest in the fund themselves, why should you? Look in the prospectus for managers who put at least $1 million in their fund, as the managers of the