THE ESSENTIAL HOME INSURANCE CHECKLIST
Your house is probably the biggest investment you will ever make and after working so hard for so many years to keep a roof over your head, of course you want to protect it. But do you understand all there is to know about home and contents insurance? From storm damage to dog bites and the puzzle over home vacancy, many homeowners are in the dark about what their policies will cover.
WHAT IS HOME INSURANCE?
Home insurance covers the cost to repair your property from events such as fire, burst pipes, natural disasters, theft and much more. It is often split into two parts: building insurance covers your bricks and mortar, while home contents insurance covers you for loss or accidental damage to your belongings.
WHAT’S INCLUDED?
Loss or damage caused by fire
The majority of home insurance policies all cover for fire damage. This includes loss or damage caused by scorching or melting or by smoke or soot when there was heat but no flame. You must report damage or destruction to the police.
