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    To Plan or Not to Plan ... That is the Question

    by Lars Larsen, Investment Adviser Representative, President, Heritage Financial North Oct 16, 2018 3 minutes

    When it comes to long-term financial planning, Americans are falling short. In fact, more than 80% of Americans fail to plan for their financial futures.

    A comprehensive financial plan takes into account all aspects of your financial life, highlighting how one part -- and even just one decision -- can affect the others. Think of it as a money ecosystem with a "butterfly effect." Such a plan illuminates your entire financial system, highlighting interactions and allowing you to make informed decisions.

    The ABCs of a Comprehensive Financial Plan

    Comprehensive financial plans are characterized by clarity and prioritization. One conundrum

     

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