5 Financial Challenges Your Kids Will Face With Your Estate

Many parents fail to get their financial affairs in order, neglecting to take care of such things as wills, living wills and powers of attorney. But even those who think they've covered all of their bases often leave one of the most important tasks undone: They fail to talk to their adult children about the money they'll be leaving them someday.

For many, I've found, it's because it's a private topic -- and an uncomfortable one. But passing an estate on in the most efficient manner possible is