Business Today

Unlocking Value

India's biggest housing finance company is ready to meet future challenges.

HDFC Ltd, the company that pioneered home loans in India four decades ago, enjoys a solid reputation of having 'been there, done that'. The institution is still a challenger to many of the banks that have made home loans their biggest play in the retail banking sector. But the fact is that HDFC has not only survived all these years, but also thrived in the financial services business without any promoter or government backing.

The housing giant has no time to pause. It is gearing up to tap the affordable housing space; a possible entry into the stressed real

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