TIME

What millennials already know about growing old

WE THINK OF THEM AS FOREVER YOUNG. BUT MILLENNIALS are the first generation in human history who can not only anticipate reaching the age of 90 in large numbers but who will spend about one-third of their lives as what we now refer to as “old people.”

This is a hugely significant change, and one that comes with many implications. Even today, with the exception of occasional hand-wringing about Social Security and Medicare, policymakers spend no time

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