Joe and David discuss the CBDC Anti-Surveillance Act, likening it to the Patriot Act and expressing concerns about government overreach. They also highlight the monopolization of the housing market by big corporations and the government, leading to increased prices and difficulties for young people. Guest Carlos Cortez joins to discuss CBDC, the housing market, and retirement, including self-directed IRAs and the long-term impact of politics on retirement. They briefly mention Julian Assange's extradition ruling and tease at a special guest for Friday's show before closing with a prayer.