Typical retirement strategies assume a retirement age of over 60. With an earlier retirement goal, a careful look is required to determine what strategies will create the best outcome. James responds to a listener’s question about where to invest as he anticipates an early retirement. James walks through the steps of Root’s Sequoia System to explore options for early retirement scenarios.Questions Answered: How does early retirement impact traditional retirement planning strategies, such as the 4% rule?When deciding between retirement accounts (e.g., 401k) or brokerage accounts for pre-60 funds in early retirement, what factors should be considered?Timestamps:0:00 - Question about early retirement2:21 - Is early retirement possible?3:30 - Why the 4% rule doesn’t apply6:08 - Assessment of Juan’s situation8:11 - The Sequoia system Step 1 - purpose10:16 - Step 2 - retirement income12:49 - Relying on SS benefit?14:09 - Withdrawal strategy15:32 - Sourcing funds from age 50-5917:20 - Brokerage vs 401K20:22 - A part-time income scenario23:04 - Consider how expenses might change25:14 - Step 3 - investment planning28:09 - Steps 4 & 5- taxes and protectionCreate Your Custom Strategy ⬇️ Get Started Here.