National Association of REALTORS® President Kevin Sears gives the facts about the $418 million settlement and what it means for home buyers and sellers. REALTOR® Cheyenne McGriff from South Dakota explains what first-time home buyers should do to get ready to buy a home and how to find success in a competitive real estate market. Melissa Dittmann Tracey shares whether buying a fixer-upper home is hot or not. And, Sean Moss from the Down Payment Resource gives a quick primer on down payment assistance programs and how a home buyer can utilize them to make a home purchase more affordable.