If you've been banking on Social Security being your slush fund in retirement... don't. Nicole explains how Social Security benefits work, why they're in trouble, how this issue has become a part of the 2024 Presidential campaigns, and what you need to do in order to prepare.

Here is the Social Security Benefits calculator Nicole mentions: https://www.ssa.gov/OACT/quickcalc/
Here is where to set up the "my Social Security" account: https://www.ssa.gov/myaccount/