How do you manage a joint cash flow with separate assets? In addition to discussing Mark and Mary’s situation, today I chat with Kay about how she and her husband handled finances with their late in life marriage. Kay gives us some insight on how to manage finances in a financially unbalanced relationship. You’ll appreciate her perspective on how to manage the household cash flow when you haven’t always been married. Make sure to stick around to hear an update from Sam, our single Retirement Plan Live case study from 2018. She’ll let us know how she’s been doing, what has surprised her about retirement, and whether her retirement plan has changed.  OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN RETIREMENT PLAN LIVE [6:40] A comment about this RPL [8:12] How to discuss uncomfortable topics with your partner [13:56] Some examples of how separate assets can work [19:03] Chatting with Kay about her relationship and prenup [25:14] How they managed cash flow after they married [31:40] How they navigated the financial challenges in their marriage CATCHING UP WITH SAM FROM THE 2018 RETIREMENT PLAN LIVE [34:18] What Sam has been up to since we last chatted [38:01] How she has dealt with the ups and downs of the markets [42:26] Does her retirement plan look the same? [44:41] What has surprised her about retirement TODAY’S SMART SPRINT SEGMENT [50:24] Think about how you will manage your cash flow in retirement Resources Mentioned In This Episode 2018 Retirement Plan Live with Sam 219, 220, 221, 222, 223 Rock Retirement Club Roger’s YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Roger’s Retirement Learning Center