Hey there, travel hackers! Feeling a bit baffled by the twists and turns of credit card applications and rewards? You're definitely not alone in this journey! With a myriad of cards, rules, and unexpected hurdles, the path to becoming a savvy travel hacker can seem daunting. But fear not, we're here to guide you through the maze with ease! In today's episode, we look into the common challenges and mysteries that many of us face in travel hacking. We're breaking down the complexities of pending applications, credit card denials, and the strategies for turning these seemingly setbacks into exciting opportunities. Whether it's understanding the nuances of a pending application, tackling a denial head-on, or making the most of a reconsideration call, we've got the inside scoop for you. Our conversation is filled with practical advice and real-life stories to help you navigate the sometimes confusing world of travel hacking. If you're aiming to make 2024 a year filled with rewarding travel and smart choices, this is a conversation you can't miss! So, what are you waiting for? Hit play and join us in this impactful episode. Start turning your travel challenges into triumphs. And remember to check out our free masterclass below, where we share even more tips and tricks to make 2024 a year of incredible, nearly free travel adventures. Happy travel hacking, and here's to unlocking more of the world in 2024!   Links For This Episode:  Chase Ink Best Ever Offers Ending Soon Chase Ink Info Session Beginner’s Guide to Travel Hacking: https://travelhackingmom.ck.page/beginnerguide  Free Gifts and Resources To Start Your Travel Hacking Journey: Free Webinar: How to Start Traveling for Nearly Free Best Current Credit Card Offers: Best Rewards Card Offers | Travel Hacking Mom Award Travel Academy: Award Travel Academy Our Website: https://travelhackingmom.com Connect With Us: Newsletter signup: https://travelhackingmom.com/newsletter Instagram: Alex + Pam + Jess | Points & Miles (@travelhackingmom) TikTok: travelhackingmom's Creator Profile Facebook group: Travel Hacking Mom Group | Facebook Episode Minute By Minute: 00:00 Introduction to Credit Card Denials and Pending Applications 00:48 Understanding the Stress of Credit Card Denials 01:14 Dealing with Pending Applications 01:20 The Reality of Pending Applications 02:42 Options When Your Application Goes Pending 05:33 Personal Experiences with Pending Applications 08:09 Providing Additional Information for Verification 13:06 Dealing with Denials and Reconsideration Calls 20:05 Sharing Personal Experiences with Denials 30:15 Understanding Retention Offers 38:50 Final Thoughts On Dealing with Pending Applications and Credit Card Denials