Upcoming Event!How Can Mindfulness Help You Reach Financial Independence?Do you want to reduce money anxiety, but don’t know who to trust?Would you like to learn how to set up and manage your own retirement plan?Do you want to know how we create a passive income stream you can’t outlive?If yes, join us and learn how to answer the 4 critical financial independence questions:Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?Learn more: https://courses.mindful.money/financial-independence-bootcampAnn Garcia is a certified financial planner (CFP) who’s helped thousands of families save millions of dollars on college. As a partner and independent progressive advisor, she’s known as ‘The College Financial Lady.’ Ann has been featured in The New York Times , Washington Journal, Money, U.S. News & World Report, and countless other publications and is the author of How to Pay for College .Today, Ann joins the show to discuss if college is really still worth it, what to consider and what to ignore during the admissions process, and creative ways to utilize merit scholarships and other aid to help parents and students pay for college.? Watch on YouTubehttps://youtu.be/Diyd_yqe6lEKey Takeaways00:50 – Jonathan introduces today’s guest, Ann Garcia, who joins the show to share early lessons she learned in entrepreneurship and how college planning became the core of her practice07:16 – Is college worth it?11:51 – Ignoring the competition that comes from college admissions14:11 – Choosing the degree that makes sense for you15:52 – Financial planning and parenting23:32 – Why does the cost of college keep rising and ways to afford it28:47 – Tools for figuring out what scholarships schools offer 31:36 – Direct Student Loans vs. other loans33:38 – Counseling families to find the right schools36:39 – One thing a family can do today to lead to better college options and one thing to stop doing38:38 – The last thing Ann changed her mind about and one place Ann has visited that had a profound impact on her40:24 – Jonathan thanks Ann for joining the show and lets listeners know where to connect with herTweetable Quotes“I learned one really important money lesson. And that was that trying to evaluate my success in life based on how much money I had, and comparing that to other people, was a fool’s errand. And it was a road to not having a happy adulthood and life.” (02:23) (Ann)“I think college is one hundred percent worth it. What’s not worth it is overextending yourself to pay for college. And so those are two different things. I would say on the ‘Worth It’ side is that a college graduate will earn, on average, one million dollars more over their lifetime than someone without a degree. And typically the unemployment rate for college graduates is about half of what it is for those without degrees.” (07:27) (Ann)“Having a successful college experience is much more about how you go to college than where you go to college. Such things like, as a student do you feel like professors care about you? Do you have opportunities to apply classroom learning outside the classroom? Are you engaging in extracurriculars? Do you find mentors? Those are really the drivers of a successful college experience, not which college did you choose to go to.” (09:37) (Ann)“All of the other things...