My next guest is Xavier Peoples. He is a Private Wealth Advisor at Capital Group Private Client Services, Xavier works directly with high-net-worth individuals and families to create customized plans for protecting and growing their wealth.  He has been recognized by Black Enterprise 100 Modern Man and Atlanta Voice 50 Under 50. Today he is the founder of HBCU Change focused on raising $1 billion dollars for HBCUs over 5 years. HBCU Change is a Black-owned app that rounds your purchase to the nearest dollar and donates the change to your historically Black college or university (HBCU) of choice.  Please welcome to Money Making Conversations, Xavier Peoples.https://www.moneymakingconversations.comhttps://www.youtube.com/MoneyMakingConversationshttps://www.facebook.com/MoneyMakingConversations/https://twitter.com/moneymakingconvhttps://www.instagram.com/moneymakingconversations/Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.