Ohio State quarterback Kyle McCord entered the transfer portal, while Washington quarterback Michael Penix has voters pondering his Heisman candidacy. Plus, the Big Ten and Northern teams in general may fare better in the 12-team playoff world than you expect.On this Kings of the North, Doug Lesmerises and Bill Landis dive into quarterback news, bowl news, playoff futures and more.First, it's a discussion of where McCord could land (Indiana? Maryland? Notre Dame? Michigan State? Washington?) and what his departure means for the Buckeyes.Then comes a run through Northern CFB news including best Northern bowls and what's happening at Penn State, Indiana, Oregon, Boise State and more.Then it's a Heisman Trophy discussion, how the voting should change and how strong of a case Penix has.Finally, it's a look at what a 12-team playoff would have been this season and how the North overall and Big Ten specifically should fare vs. the South and the SEC when it comes to the future of the 12-team playoff. There's some info here that could surprise you.Thanks for joining Kings of the North.00:00 - Kyle McCord enters transfer portal22:49 - Frantic 1441:04 - Who should win the Heisman?56:14 - What a 12-team playoff would look like this year